We’re going to discuss a sensitive, yet timely topic today... Considering where the markets are at right now and what we experienced in 2022, a lot of people are facing worries regarding their portfolios being down in value. And of course, why would anybody be happy about that? Rather than panicking and possibly making some emotion-controlled, irrational decisions – it's important to look at your overall situation and see IF there can be any appropriate changes to your situation.